State Farm® Insurance Agent James Fread

"I have had a partnership with this office for over 20 years and the plans and service is excellent!"

"Sue is a great agent. Very helpful with any questions or concerns you may have. Friendly and considerate of your needs. Thanks Sue"

"James Fread and his wonderful staff are incredible! We have multiple policies including home owners and auto. They have worked with our family to get the best value and most comprehensive coverage. He is always accessible and attentive. We highly recommend James for any and all insurance needs."

"Five stars for James Fred, State Farm Insurance Agency! I truly appreciate the personalized service and the way they make me feel like a valued customer, not just one of many. Everyone in the office is helpful, informative, and professional, and James Fred personally has been exceptional. I always get my questions answered immediately and accurately, and I genuinely hang up the phone smiling. Outstanding service all around!"

"I love this office! I have been with this office for over 20 years and they continue to exceed my expectations. Anytime I have a question or an issue they are quick to respond and come up with a solution. James is very personable and really wants to help. I would absolutely recommend this office!"

"In the crazy insurance world that is California now, the people at James Fread still go the extra mile to provide customer service and proper insurance to fit your needs...great office!"

"I was talking with Missy and she always help me to everything."

"5/5 Stars - Highly Recommended! I had an amazing experience working with James Fread’s State Farm office. Steven was incredible to work with—he was extremely fast, responsive, and made the entire process seamless. He helped me bundle my property and car insurance for a great price without any hassle. If you want top-tier service and quick turnarounds, definitely reach out to Steven and the team!"

"Office is very responsive and helpful. I had a very good experience with their agent Steven Mulligan who helped answer my questions."

"Getting car insurance here was awesome. It was super fast and easy, and I got the best rates!"

"Since switching to State Farm I feel in good hands! My agent Janelle is very nice & I get to speak with her when I need questions answered it gives me more a one on one conversation with the same person instead of different agents each time that makes you not important. Best choice ever switching to STATE FARM"

"Great staff helpful folks, can't ask for more. Thank you Missy very much"

"Great customer service provided by Maricela. She has always been helpful. I would recommend her for anything you might need help with. Thank you, Maricela!"

"Everyone hates to have to get insurance but it’s so needed especially for the unexpected that’s why I choose State Farm with James Fread! Maricela is the best she always makes sure that my policies are clear and created around my lifestyle and what is best. I feel secure and confident knowing that I don’t have to worry about the unexpected cause an accident is just that!! I know I will be taken care of with no worries or stress in those times that may be scary or overwhelming. I ca count on Maricela with State Farm! Thank you!"

"This State Farm Office is great! Sue was wonderful to work with. She helped me navigate a Fair Plan policy application with ease. I would highly recommend working with James and Sue!"

"I’ve had such a great experience with my State Farm agent and their team. Everyone in the office is always friendly, welcoming, and quick to respond whenever I need anything. They truly take care of me and make everything simple and stress-free. Maricela Nunez always helps me out and goes above and beyond to make sure all my questions are answered. She’s patient, professional, and you can tell she really cares about her clients. I have my home, auto, and life insurance with them, and they always remind me about important dates and updates so nothing ever slips through the cracks. It honestly gives me peace of mind knowing I’m in good hands. Highly recommend!"

"James Fread and his team are amazing. They always respond to my insurance needs promptly. I have been a long time customer. I highly recommend them."

"All my interaction with State Farm has been outstanding! Missy always has resolved any issues very quickly with 100% accuracy. No going back ans forth. Missy, not only possessing excellent customer service skills, she makes you like family."

"Dealing with Marisela has been a nightmare. Initially, she refused to apply my vehicle discount, causing me to overpay for my six-month premium. Despite promising to follow up, she never called, forcing me to reach out myself. Even after I thought the issue was resolved, she failed to submit the refund request. When I followed up three weeks later (2/5/2025 and today is 2/25/25), she actually called me a liar—claiming the conversation never happened—until she checked her notes / email and realized I was right. This is Wawanesa customer service with State Farm prices."

"State Farm and my agent Steven Mulligan have been exceptional! When my roof needed replacing, they were very professional and prompt with the claim and payout. I appreciate the yearly review of the home and auto policy as well as the savings with the discounts. I also appreciate their suggestions and advice when it comes to our policies. So grateful. Thank you!"

"Thanks Sue for all your help on our insurance for our home."

"We recently had a problem with payment of our California Fair Plan policy which we got through James Fread’s State Farm office. Susan Helems worked with us to figure out what had happened and what we needed to do. She patiently answered all my questions and her guidance was invaluable. We have used James Fread for all of our insurance needs for many many years and because of the great customer service will continue to do so in the future. Gerald and Joyce Cook"

"James is a true Insurance Professional and has a great agency. I've worked with him for years. 5 Star treatment..."

"Just want to say how great Missy is! She has done so much to help me with my policy and continously followd up to make sure things went smooth. A big Thank you Missy!"

"Susan helped me get a life insurance policy for my mom. Process was fast and easy. I appreciated how she followed up via email and answered all my questions. Super happy!"