State Farm® Insurance Agent James Fread
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Our customers are the center of our universe and we’re grateful for them. If you’re willing to share your experience about your interaction with our agency, it’ll be a great help for other people looking to make smart and confident decisions about their insurance and financial services.
Take 60 seconds (or more if you want) to share your story by clicking on one of the review links below.
What our customers say about us...
Savannah Ganter
March 9, 2026
"I called curious about getting a quote and Maricela was incredibly helpful, making the entire process smooth and stress-free. She took the time to clearly explain my options, answered all of my questions, and made sure I understood everything before moving forward. Her professionalism, patience, and attention to detail really stood out. I truly appreciate her support and would highly recommend working with Maricela to anyone looking for a knowledgeable and reliable insurance agent."
Kimmy Patelly
March 6, 2026
"Great customer service provided by Maricela. She has always been helpful. I would recommend her for anything you might need help with. Thank you, Maricela!"
Jolene De Oliveira
February 27, 2026
"Everyone hates to have to get insurance but it’s so needed especially for the unexpected that’s why I choose State Farm with James Fread! Maricela is the best she always makes sure that my policies are clear and created around my lifestyle and what is best. I feel secure and confident knowing that I don’t have to worry about the unexpected cause an accident is just that!! I know I will be taken care of with no worries or stress in those times that may be scary or overwhelming. I ca count on Maricela with State Farm! Thank you!"
"I agree insurance can be annoying until there’s a claim and when that happens (hopefully never), we’ll be here for you! Maricela is great and we’re happy to have her on the team. Let us know if we can help you with any additional needs in the future."
Lourdes Nunez
February 27, 2026
"I have been with State Farm and the same agent Mariela Nunez for at least 20 years. We have all of our cars, life insurance and renters insurance. We have been happy with their service and would highly recommend them. My kids now have State Farm as well."
"Thank you for the feedback and we appreciate your trust. Nothing is a bigger compliment to our agency than ensuring different generations of the same family. "
Manny
February 25, 2026
"Dealing with Marisela has been a nightmare. Initially, she refused to apply my vehicle discount, causing me to overpay for my six-month premium. Despite promising to follow up, she never called, forcing me to reach out myself. Even after I thought the issue was resolved, she failed to submit the refund request. When I followed up three weeks later (2/5/2025 and today is 2/25/25), she actually called me a liar—claiming the conversation never happened—until she checked her notes / email and realized I was right. This is Wawanesa customer service with State Farm prices."
Ana Maria Medina
February 12, 2026
"State Farm and my agent Steven Mulligan have been exceptional! When my roof needed replacing, they were very professional and prompt with the claim and payout. I appreciate the yearly review of the home and auto policy as well as the savings with the discounts. I also appreciate their suggestions and advice when it comes to our policies. So grateful. Thank you!"
"Thank you for your review Ana Maria can we do our best to make sure our customers are informed about their coverages and policies"
Joyce Cook
February 5, 2026
"We recently had a problem with payment of our California Fair Plan policy which we got through James Fread’s State Farm office. Susan Helems worked with us to figure out what had happened and what we needed to do. She patiently answered all my questions and her guidance was invaluable. We have used James Fread for all of our insurance needs for many many years and because of the great customer service will continue to do so in the future. Gerald and Joyce Cook"
"Thank you Joyce we appreciate the feedback and have always enjoyed helping you "
Craig Wilsman
January 28, 2026
"When I found out that GEICO was no longer gonna ensure Lyft drivers in California, I was totally disappointed. But to my pleasant surprise, I talked to Sue Helems from State Farm. Although my insurance price went up because of the new situation, Sue made the transition very smooth. Not only was she professional, she was very personable, and answered all my questions. She followed up with phone calls and emails to make sure I had everything I needed. I can certainly tell you I didn’t want to pay more for my ride share insurance, but I’m glad I was referred to State Farm for all my needs! You can’t go wrong with Sue!"
"Yes a lot of companies including Geico do not wnt to insure uber, Lyft or DoorDash drivers but we do and are here to help! Thanks for giving us an opportunity to help and wish you well on your new business "
Erika Martinez
January 7, 2026
"Just want to say how great Missy is! She has done so much to help me with my policy and continously followd up to make sure things went smooth. A big Thank you Missy!"
"Thanks for your review Erika, we love having Missy on our team"
Ashley Sosa
December 29, 2025
"Susan helped me get a life insurance policy for my mom. Process was fast and easy. I appreciated how she followed up via email and answered all my questions. Super happy!"
"Sue is the best thanks for trusting us with your mother’s life insurance!"
Deb Bryan
December 17, 2025
"Steve Mulligan was awesome! He answered all of my many questions, found me the best quote not only for my auto insurance, but for renters insurance. He ended up saving me money and provided me with better plans than I had before! Thanks Steve, and thanks State Farm!"
"That’s great to hear Deb thanks for the review and look forward to serving you in the future "
Donald
December 9, 2025
"I was in need of a commercial auto insurance policy. I made several calls but was noy able to find the type of policy I was looking for. State Farm had exactly what I needed. I called State Farm agent Janelle Feeler who works with James Fread in Lakeside, Ca. and she was able to help me. She was very friendly, knowledgeable, patient and eager to find the best plan for my needs. If you want beyond great service, call Janelle Feeler, you won't be sorry."
"Thank You Donald! We specialize in commercial auto insurance and appreciate your review. Look forward to serving you many years ahead."
April Moore
December 5, 2025
"Great customer service and stress free! Janelle and James are very pleasant to work with! Thank you!!!"
"Thanks April it’s a pleasure to serve your insurance needs!"
Jenifer Lujan-Nogales
December 3, 2025
"Great experience with Susan Helems. She had to do multiple extra steps to transfer my coverage from Arizona to California. She was great to work with, professional, patient, and kind. I got a great discount by combining my vehicle and home insurance. I will continue doing business with James Fread."
"Thank you, Jenifer! We agree Sue really is amazing. "
Derek Charolla
November 25, 2025
"Their team here has always been super helpful to me and my superfluous number of questions and quotes I needed. Maricela has been my point of contact in James Fred’s team. She is awesome and very nice."
"Thanks for the review, Derek. I agree with you Maricela is amazing and an asset to our team. We appreciate the opportunity to serve your insurance needs and look forward to serving you in the future. Thank you. "
Suzie MK
November 25, 2025
"We've been clients for decades. No problems, no complaints. Very satisfied with James Fread State Farm."
"Thank you Suzie we aim to please "
Alec Thompson
November 11, 2025
"I have been a client for over 5 years now. Everyone at the office is beyond helpful, caring, and professional. Running a fast paced food business I do not know what I would do without them!"
"Thank You! Alec we take a lot of pride in the service our team delivers and appreciate the feedback"
Baseemah
October 28, 2025
"I have had a commercial policy with State farm for five years now. My agent Janelle Feeler has been with me from the start. She is easy to communicate with, supportive and easy to contact. Outside of the competitive prices she is one of the reasons I stay. Its important to have an agent that cares. I would highly recommend"
"Thank you Baseemah we really appreciate the detailed review and agree Janelle is great. Thank you for allowing us the opportunity to serve your insurance needs and we look forward to serving you many years into the future."
Carlos Chaparro
October 23, 2025
"Great service Thanks Jennifer"
"Thank you Carlos, we appreciate your feedback!"
Eric Duran
October 17, 2025
"Sue was very helpful. Very knowledgeable it made the process very smooth. 😊"
"Thanks for the feedback Eric, glad Sue made things easy. We Appreciate your business! "
Shelly Oneida
October 1, 2025
"They were so helpful and got me taken care of immediately! Sue was fantastic and it made a very stressful situation so much easier!!"
"We agree Sue is FANTASTIC- happy we could help you out and appreciate your business!"
Jo Jameson
September 23, 2025
"Thank you again Sue. It has been a pleasure and I appreciate your help."
"Thank You! Jo!"
Laura Pettijohn
May 17, 2025
"Sue is absolutely AMAZING! She wouldnt give up until my problem was fully resolved and so personable! It was a hoot talking with her! Ive never had that experience with an agent."
"Hey Laura - Sue is great and fun to work with. A big part of agency is dealing with the insurance company so you don’t have to. Sue was in customer service, then underwriting and back to customer service and sales and knows both sides of the business. We appreciate the review and your business thanks for hanging in there with us! "
Marsha Anderson
May 14, 2025
"I had a great experience with Jenelle on updating my account. She was kind, professional and helpful. Thank You."
"Thank you for the review, we agree Janelle is great and happy to have her on the team We appreciate the opportunity to serve your insurnace needs - Thank You! "
Karen L
May 5, 2025
"Steven is amazing. He has worked diligently to ensure a correction to our policy was made, providing updates via email and phone over a 2 month period. His persistence and dedication is much appreciated!"
"Hello Karen! Thank You so much for the review, we are very happy to have Steve here at the agency. We appreciate the opportunity to serve your insurnace needs and promise to stay diligent!"